Crypto retirement scenario planner

Turn your crypto into a retirement roadmap.

Model one asset or build a yield portfolio—using live market prices and editable assumptions.

13 assetsLive market prices

9 yield assetsStaking and dividend income

15 yearsPlanning horizon

BUILD MY PORTFOLIO

STAKING & YIELD PORTFOLIO

Build your crypto income portfolio.

No borrowing. BTC, ZEC, XMR and TIBBIR are non-staking holdings; USDT uses an editable 5% yield assumption.

Total portfolio value

100%allocated

BTC25%

ETH15%

SOL10%

STRC0%

SUI8%

NEAR8%

TAO8%

VVV6%

HYPE8%

ZEC5%

XMR5%

USDT2%

TIBBIR0%

AssetAllocationAPRPositionYearly rewards

BTCBitcoin%%$125,0001.5625 BTC$0Non-staking

ETHEthereum%%$75,00028.8462 ETH$2,4000.9231 ETH

SOLSolana%%$50,000454.5455 SOL$3,25029.5455 SOL

STRCStrategy Variable Rate Preferred · 12% dividend%%$00 STRC$00.0000 STRC

SUISui%%$40,00022,222.2222 SUI$1,240688.8889 SUI

NEARNEAR Protocol%%$40,00013,333.3333 NEAR$3,4001133.3333 NEAR

TAOBittensor%%$40,000133.3333 TAO$6,40021.3333 TAO

VVVVenice Token%%$30,00015,000 VVV$3,0001500.0000 VVV

HYPEHyperliquid%%$40,000888.8889 HYPE$96021.3333 HYPE

ZECZcash%%$25,000500 ZEC$0Non-staking

XMRMonero%%$25,00071.4286 XMR$0Non-staking

USDTTether%%$10,00010,000 USDT$500500.0000 USDT

TIBBIRRibbita by Virtuals%%$00 TIBBIR$0Non-staking

Allocation total 100%

MONTHLY STAKING & YIELD$1,763

YEARLY STAKING & YIELD$21,150

PORTFOLIO INCOME YIELD4.23%

APR values are editable planning assumptions. Rewards exclude validator fees, lockups, slashing, taxes, token inflation and changes in network reward rates.

Choose your retirement asset

Every result below follows the selected asset.

Current Bitcoin position

≈ 11.25 BTC at the live CoinGecko priceAnnual Bitcoin accumulation

Capital added before retirement draws.Accumulation period5 yearsAnnual spending target

Spending target

Bitcoin forecast

Choose a model and stress case.

Forecast model

Scenario

BTC · Strategy · base · 22.0% starting modeled CAGRThe return rate declines across the forecast horizon. This is a planning assumption, not a prediction.

Credit assumptions

Stress-test the BTC borrowing path.

Maximum modeled LTV40%Annual interest rate8%

Draw strategy

Target exceeds the selected LTV limitADJUST PLAN

MODELED ANNUAL DRAW NOW$180,000

At your current spending target

40.0%PEAK LTV

Full-target year2026

LTV buffer0.0%

2040 stack value$9.6M

2040 loan balance$3.9M

PROJECTED POSITION

Stack value & cumulative borrowing

Bitcoin stackLoan balance

RISK PATH

Required LTV vs your ceiling

40% max

Educational scenario planning only. This model is not financial, investment, tax, legal, lending or custody advice. Forecast returns are assumptions—not predictions. Loan availability, margin calls, rates, fees and taxes can materially change the outcome.